Terms and Conditions

Intellectual Property Rights: All content and materials on this website, including but not limited to text, images, graphics, logos, and digital products, are protected by intellectual property laws and belong to the website owner. Users are not authorized to use or distribute any of the website’s content or materials without the prior written consent of the website owner.

Digital Products: The website offers digital products for sale to users. Users who purchase digital products are granted a limited, non-exclusive, non-transferable license to use the product for their personal use. Users are not authorized to share or distribute the product with third parties. Due to the nature of these products, no refunds will be given.

Coaching Services: The website offers private and group coaching services to users. Users who purchase coaching services will be provided with a coaching agreement that outlines the terms and conditions of the coaching relationship. However, due to the nature of these services, any initial payment is considered non-refundable.  Future payments may or may not be considered refundable depending on the terms and conditions outlined in the coaching agreement. 

Payments + Subscriptions: Clients who purchase digital products must pay the listed price in full at the time of purchase. Clients who purchase private or group coaching services must pay the initial listed price at time of purchase. All payments are processed securely through the website’s payment processor, Stripe. Clients agree to keep their payment method up-to-date and retained on file for subscription or recurring payments.  

Cancellations: Clients may cancel a coaching subscription at any time and I will not be required to pay future payments, however they will be required to pay a cancellation fee of $300 or 15% of the total program fee, whichever is less.

Late Fees: Clients agree that a $55 late fee will be applied for payments that are more than 3 days late and charged as a separate charge to the payment method on file.

Chargebacks: Users agree NOT to initiate chargebacks on payments made for coaching services or digital products. In the event of a chargeback, a fee of $100 will be applied to cover administrative costs and any legal fees incurred to dispute the chargeback.

Refunds: Clients and users agree and understand that due to the nature of coaching and digital products, no refunds will be given.

Disclaimer: The website offers coaching services and educational content, but the website owner cannot guarantee any specific results or outcomes. Users are responsible for their own actions and decisions based on the information provided on the website.

Confidentiality: The website owner will maintain the confidentiality of all information shared by users in the course of coaching sessions, except in cases where the website owner is legally required to disclose such information.

Limitation of Liability: The website owner is not liable for any damages or losses resulting from the use of the website or digital products, including but not limited to direct, indirect, or consequential damages. Users use the website and digital products at their own risk.

Privacy Policy: The website collects personal information from users in order to provide coaching services. The website owner is committed to protecting users’ privacy and has a privacy policy in place that explains how personal information is collected, used, and stored.

User Conduct: Users are responsible for their conduct on the website and must comply with all applicable laws and regulations. Users are not authorized to use the website to post or distribute any offensive, defamatory, or illegal content.

Termination: Kate Gibbs and Bliss & Flourish Co reserves the right to terminate a user’s access to the website or digital products at any time, with or without cause. Users who violate the website’s terms of use may have their access terminated immediately.